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A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer. There you go, we know it is confusing, but leave this on us. With our experience we know the industry inside and out. Finance brokers, mortgage lenders, property investors, real estate consultants – you name it, we have been dealing with them for years. 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gen content 1-|-labels labels repeated-lines 1-|-description description text”]Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. 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ARM)[/ffb_param][ffb_param route=”o gen content 1-|-labels labels repeated-lines 1-|-description description text”]Hybrid ARM mortgages combine features of both fixed-rate and adjustable rate mortgages and are also known as fixed-period ARMs.[/ffb_param][/ffb_iconbox-1_2][/ffb_column_1][ffb_column_1 unique_id=”11nskchn” 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content 1-|-labels labels repeated-lines 1-|-description description text”]Balloon mortgages include a note rate that remains fixed initially, and the principal balance becomes due at the end of the mortgage term.[/ffb_param][/ffb_iconbox-1_2][/ffb_column_1][ffb_column_1 unique_id=”11nsoufu” 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content 1-|-labels labels repeated-lines 1-|-description description text”]Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.[/ffb_param][/ffb_iconbox-1_2][/ffb_column_1][ffb_column_1 unique_id=”11nsp45h” 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Payment Mortgages[/ffb_param][ffb_param route=”o gen content 1-|-labels labels repeated-lines 1-|-description description text”]Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and becomes fixed for the remaining duration of the loan.[/ffb_param][/ffb_iconbox-1_2][/ffb_column_1][/ffb_section_0][ffb_section_0 unique_id=”11nq1cb0″ data=”%7B%22o%22%3A%7B%22gen%22%3A%7B%22ffsys-disabled%22%3A%220%22%2C%22ffsys-info%22%3A%22%7B%7D%22%2C%22type%22%3A%22fg-container-fluid%22%2C%22no-padding%22%3A%221%22%2C%22no-gutter%22%3A%220%22%2C%22gutter-size%22%3A%22%22%2C%22match-col%22%3A%220%22%2C%22match-col-sm%22%3A%22inherit%22%2C%22match-col-md%22%3A%22inherit%22%2C%22match-col-lg%22%3A%22inherit%22%2C%22force-fullwidth%22%3A%220%22%7D%2C%22b-m%22%3A%7B%22bg%22%3A%7B%22bg%22%3A%7B%220-%7C-color%22%3A%7B%22color%22%3A%7B%22bg-color%22%3A%22%230086ba%22%7D%7D%7D%7D%7D%7D%7D”][ffb_column_1 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